International payments execution involves a series of banks across different countries and time zones, which results in different cut-off times depending on currencies. Payments created after cut-off times will not be executed until the next business day. Similarly, payments received after cut-off times will not be credited until the next business day.

Applicable cut-off times (CET) are:

Outgoing payments

Between iBanFirst accounts: 18:30 (value D)
AED: 14:30 (value D-1)
AUD: 14:30 (value D-1)
BGN: 10:30 (value D)
CAD: 15:00 (value D)
CHF: 10:30 (value D)
CNY: 14:30 (value D-1)
CZK: 18:30 (value D-1)
DKK: 10:30 (value D)
EUR: 13:30 (value D)
GBP: 16:00 (value D)
HKD: 14:30 (value D-1)
HUF: 10:30 (value D)
ILS: 14:30 (value D-1)
JPY: 14:30 (value D-1)
MAD: 14:30 (value D-2)
MXN: 14:00 (value D)
NOK: 10:30 (value D)
NZD: 14:30 (value D-1)
PLN: 13:00 (value D)
RON: 10:30 (value D)
RUB: 13:00 (value D)
SAR: 14:30 (value D-1)
SEK: 10:30 (value D)
SGD: 14:30 (value D-1)
TRY: 09:30 (value D)
THB: 14:30 (value D-1)
USD: 16:30 (value D)
ZAR: 10:30 (value D)

Incoming payments

Between iBanFirst accounts: 18:30 (value D)
AED: 14:30 (value D-1)
AUD: 14:30 (value D-1)
BGN: 12:00 (value D)
CAD: 15:00 (value D)
CHF: 10:30 (value D)
CNY: 14:30 (value D-1)
CZK: 18:30 (value D-1)
DKK: 10:30 (value D)
EUR: 16:00 (value D)
GBP: 16:00 (value D)
HKD: 14:30 (value D-1)
HUF: 10:30 (value D)
ILS: 14:30 (value D-1)
JPY: 14:30 (value D-1)
MAD: 16:00 (value D-2)
MXN: 14:00 (value D)
NOK: 10:30 (value D)
NZD: 14:30 (value D-1)
PLN: 13:00 (value D)
RON: 10:30 (value D)
RUB: 13:00 (value D)
SAR: 16:00 (value D-1)
SEK: 10:30 (value D)
SGD: 14:30 (value D-1)
TRY: 11:00 (value D)
THB: 14:30 (value D-1)
USD: 16:30 (value D)
ZAR: 10:30 (value D)

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