International payments involve a network of banks located in different countries and time zones, which results in varying cut-off times depending on the currency. Payments created after the cut-off times will not be processed until the next business day. Likewise, payments received after the cut-off times will not be credited until the next business day.
The applicable cut-off times below are based on Central European Time (CET):
Please find below the payment cut-off times.
Outgoing payments:
AED: 15:00
AUD: 15:00
BGN: 11:00
CAD: 15:30
CHF: 11:00
CNY: 15:00
CZK: 09:00
DKK: 11:00
EUR SEPA: 14:00
EUR SWIFT: 16:00
GBP: 16:30
HKD: 15:00
HUF: 11:00
ILS: 15:00
JPY: 15:00
MAD: 15:00
MXN: 14:30
NOK: 11:00
NZD: 15:00
PLN: 13:30
RON: 11:00
RUB (summer): 14:30
RUB (winter): 13:30
SAR: 15:00
SEK: 11:00
SGD: 15:00
THB: 15:00
TRY: 10:00
USD: 17:00
ZAR: 11:00
Incoming payments:
AED: 17:00
AUD: 17:00
BGN: 15:00
CAD: 17:00
CHF: 16:30
CZK: 17:00
DKK: 17:00
GBP: 17:00
HKD: 17:00
HUF: 15:00
ILS: 16:30
JPY: 17:00
KWD: 17:00
MXN: 17:00
NOK: 17:00
NZD: 17:00
PLN: 16:00
RON: 15:00
RUB: 15:30
SAR: 17:00
SEK: 17:00
SGD: 17:00
TRY: 15:30
USD: 17:00
ZAR: 17:00